Debt Management Solutions in Brampton When is it necessary for you to start thinking about debt management? Just imagine that you cannot meet your financial obligations. This means that the burden of your debt is increasing and you are facing a potential financial crisis. This is when your creditors are going to start sending you messages. Just ignoring them and hoping that they are going to forget about your debt is foolish. You cannot do that. And this credit problem is going to escalate with the passing of each day. So if you have credit problems, it is possible that credit collection agents and agencies are going to come knocking at your door right now. We speak English, Hindi, Urdu, Punjabi."