About
Micro-Loan's mission is to solve your short-term cash flow problems with a short term, flexible and responsible solution. Getting a traditional loan at times can be very difficult because it takes time and an almost perfect credit score. At Micro-Loan, we help you access short-term financing fast and securely because we understand that a short-term loan fills a short-term need and, as such, we provide a responsible solution, with an easy application process with no credit check, and debt management flexibility when needed. We have a straightforward application process that is easy to complete. Our application process is divided into two steps. The initial step permits us to pre-qualify you for a loan. Once you have finished your initial application, you will receive an email confirming we have received it. After you submit your initial application, you will be asked to submit some documents. You should strive to get the required documents in as soon as possible so that we can process your application promptly and provide an approval as quickly as possible. You will only be asked to provide documents that are necessary or required by law to complete your file. Micro-Loan is very aware of privacy and strives to keep your documents private and secure. When you are pre-qualified, you will receive another email with your user name and temporary password. This is so that you can finalize your application by submitting supporting documentation. After this, you will receive a final confirmation of your application and the steps you need to take to accept your loan. In addition, we will not check your credit score after you apply. We offer credit check free loans, so we will not check your credit score after you submit an online application. And even if you have a low credit score you should still apply. Micro-Loan does not do credit checks. We base our decisions on your ability to pay back the loan you are offered. Our payments are made directly to your account, so there's no need to wait for a cheque. We also have easy direct withdrawal payments to simplify your life. And, best of all, unlike other companies that are inflexible to changes in payment dates, if you need to change your payment date for whatever reason, all you need to do is drop us a line and we can help. Why do we do this? Because everyone needs help sometimes.