Are you prepared for anything? Joe's role as a risk adviser is to help you put a " Safety Net " in place should you, your family, or your business suffer a trauma or tragedy. He does this by reviewing your current situation, establishing your needs, preparing an ideal solution, working with you to adapt a realistic and achievable plan. Also by implementing your desired plan and reviewing your "Safety Net" as your situation changes.KiwiSaver. Are you getting your share? KiwiSaver poses us numerous questions. The first of which is should I join? Joe offers advice on the best provider to suit your individual needs and helps you select the correct funds for you circumstances. He is not aligned to any one KiwiSaver provider and regardless of whether you are under or over 18 employed or not Joe can help you optimise your savings. In particular Joe can help self-employed's and employers optimise the opportunities available to them.* Family protection* Life cover* Medical cover* Mortgage protection* KiwiSaver benefits* Rural & business protection* Key person protection* Group medical cover* Employer Kiwisaver obligations* Estate and succession planningContact me now for a no-obligation consultation and a Free Disclosure Statement.