Doing what I do gives me piece of mind Piece of mind that people who does business with me, will be financially looked after should any life changing event take place Obviously one should look at affordability, but where possible I will make sure their needs are met It is a sense of comfort knowing that families won't loose assets due to the main bread winner or income earner passing on, the comfort of knowing children will have the ability to get a good education and set themselves a foundation in life.