I have 30 years of experience in the mortgage industry. I serve my clients as a Senior Loan Officer, CMP (Certified Mortgage Planner). I also spent 13 years in mortgage underwriting as a Direct Endorsed underwriter with FHA. This experience helps me assess clients' needs quickly and accurately. I attended Virginia Commonwealth University in Richmond, VA. I enjoy golfing, gardening, playing tennis, and spending time with my family in my spare time.