For more than 125 years, First National Bank Bemidji has served Bemidji's businesses and families. We are a community bank investing in local people and their dreams and celebrate the successes that enhance our quality of life. First National Bank Bemidji has had a partnership with Bemidji for generations. In 1985, our employees invested in the bank through an Employee Stock Ownership Plan (ESOP). This means we'll always be Bemidji's Bank because we are owned by employees, ensuring that we will be your banking partner for generations.