As a dedicated loan officer, I'm passionate about helping clients achieve homeownership through personalized guidance and smart financing. I specialize in Conventional, FHA, and VA loans, and also offer support for refinances and home equity lines of credit (HELOCs). I'm well-versed in affordable lending programs, including CRA-eligible options like Advantage 3 that offer no mortgage insurance and below-market rates. With a degree from UCLA and a background as a former risk manager in the fashion industry, I bring both analytical precision and creative problem-solving to every client relationship. Whether you're buying your first home, upgrading, or exploring investment opportunities, I'm here to guide you every step of the way.