You have Citizens State Bank on your side when you're buying, building, remodeling, or refinancing a home. We offer multiple loan types: Conventional, Jumbo, FHA, VA, USDA, Bridge, Renovation & more. Our lending experts will help you get the right loan for your situation. We guarantee a 24-hour home loan decision. We will be there every step of the way, from the application process to your closing. Open Monday through Saturday.