CLOSED - State Bank of Lincoln, A Division of Heartland Bank and Trust Company is widely recognized as one of the strongest and most progressive banks in Illinois. We're a locally owned community bank whose roots are right here in the heartland. Getting to know our customers helps us become a better bank, but that alone isn't enough. We are capable of handling diverse customer needs. The phrase "small enough to know you, big enough to serve you" is what State Bank of Lincoln, A Division of Heartland Bank and Trust Company is all about.