Ricky is an Eastern Kentucky University alumni with a Bachelor of Science in Business Management, focusing on HR. He has a 17-year track record in the mortgage business as a manager and loan originator. Ricky's motivation stems from his passion for helping his clients achieve their dream of owning a home and achieving financial stability. During his free time, Ricky enjoys spending time with his wife, Krystal, and their two children, Conner and Brooklyn. He loves to play golf and exercise. Ricky is an ardent fan of the University of Tennessee in all sports and enjoys going on vacations to the beach with his family.