Michael Giardina (NMLS #589507) is a premier mortgage loan officer and local lending expert in Melville, New-York. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehensive home financing solutions with Embrace Home Loans. Michael Giardina recently joined us as a Senior Loan Officer in our Hauppauge, NY branch, where he helps borrowers find the right home financing solution for their unique needs. Contact Michael today to explore your home loan options and get pre-approved!