As a Modern Woodmen representative, I use my knowledge of financial products and needs to help my members in the Panama City Beach, FL community plan for a secure financial future. Working together, I can help you develop a personal financial strategy unique to your needs and goals. Modern Woodmen of America was founded in 1883 to clear financial burdens - not trees. As a fraternal financial services organization, Modern Woodmen's products and programs support financial security, quality family life and community impact - the common bonds that unite our members nationwide