With fluency in Spanish, Patricia proudly serves clients in California. Patricia has 20 years of experience as a Senior Home Lending Advisor and specializes in preapproval, fixed-rate mortgages, adjustable-rate mortgages, FHA and VA mortgages, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Patricia is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Patricia can help you get a clear picture of what might work best for you. Patricia will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Patricia wants to ensure that you have a positive home lending experience.