Specialties We offer Auto insurance, Home insurance, Medicare, Life insurance, Health insurance, Disability insurance, Farm insurance, Contractors insurance, Workman's Comp insurance, Equine insurance, Motorcycle insurance, Boat insurance & Business Insurance. History Established in 2006. After ten years in the insurance field and feeling that the needs of clients were not being put first; Sandra Lickteig founded Town & Country Insurance Agency, Inc. in October 2006. The agency immediately began to grow and in September 2009, Scott Lutes came on board. Scott began his insurance career in 2007 after being downsized.