Utah Housing Corporation (UHC) was created in 1975 by Utah legislation to serve a public purpose in creating an adequate supply of money with which mortgage loans at reasonable interest rates could be made to help provide affordable housing for low and moderate income persons. UHC utilizes a wide array of financing resources in its programs including tax-exempt and taxable bonds, federal and state income tax credits, conventional lending, federal and state grants, low-interest loans, and other forms of debt and equity.