Vicky Williams, CLU, CHS, and David Croft are Co-Founders of Williams & Croft and licensed insurance brokers with a combined 50+ years of experience. Vicky specializes in personalized financial protection planning and is passionate about educating clients so they can make confident decisions aligned with their personal and financial goals. Dave brings decades of industry expertise, supporting everyone from young families to business owners with advanced planning and succession strategies. Together, they provide guidance on life, critical illness, health insurance, mortgage protection, education savings, segregated funds, and pension solutions.