Medi Classic Insurance: Individual Health Insurance with low PREMIUM - Pre-Hospitalization & Post-Hospitalization - Eligibility: Any persons aged between 5 months and 80 years, residing in India, can take this insurance. True Value Health Insurance: Hospitalisation Cover: This would cover the insured person for in-patient hospitalisation expenses provided the insured person is hospitalized for a minimum of 24 hours. ? Any person aged between 5 months and 55 (age at entry) years can take this insurance. Medi Premier Insurance: The policy has two sections. While Section I offers protection against unexpected health care requirements, the second section ensures a lump sum payment of 50% of the sum insured when certain health disorders are diagnosed. Specified Major Illnessess * Stroke. * Renal Failure. * Cancer. Eligibility: Any person aged between 26 years and 75 years can take this insurance. Diabetes Coverage Offered for Specific Conditions 1. Eyes: Diabetic Retinopathy requiring laser treatment 2. Kidneys: Diabetic Nephropathy leading to chronic renal failure 3. Feet: Diabetic foot ulcer requiring micro-vascular surgical correction The policy covers the cost of treatment up to the limit provided Eligibility * Any person between 26 years and 65 years of age who is diagnosed with Diabetes Mellitus Type II can take this insurance * This limit of 65 years is applicable only for initial entry in to the scheme. Renewals will be accepted up to 70 years Family Health Optima: Family Includes * Single Sum Insured * Coverage for entire family * Single Premium * Considerable saving in premium as the family is covered under one policy * Proposer, spouse, dependent children upto 25 years those who are economically dependent on their parents. Eligibility * Any person aged between 5 months and 60 years residing in India can take this insurance. Senior Citizen Red Carpet: Major product features * For people aged between 60 and 69 years * Guaranteed renewals beyond 69 years * No pre-insurance medical test required * Treatment at network hospitals only * All pre-existing diseases are covered from first year,except those for which treatment or advice was recommended by or received during the immediately preceding 12 months from the date of proposal * Disease for which treatment or advice was recommended by or received during the immediately preceding 12 months from the date of proposal will be covered from second year onwards