First Home
Buying a house can be an exciting yet stressful time in your life and trying to arrange the mortgage can be a challenge, let alone understanding what it all means or how to get the best deal. No matter what your situation, Michael is here to assist you with your mortgage finance.
Michael has a wealth of knowledge and experience and believes in working hard to ensure you receive the best possible service and the best possible deal. Whether you are buying your first home, upgrading to a bigger house or buying a rental property, Michael can help you make buying your next house the most positive experience you intended it to be.
Services include pre-approved finance, finding a finance and loan structure to suit your needs, a wealth of knowledge in property investment, mortgage insurance and advice on how to get the best loan deals with a bank. Michael assess each client's individual needs and can tailor make a package to suit you.
FIRST HOME BUYERS
Purchasing your first home is exciting but without professional assistance, the challenges can seem daunting and overwhelming – liaising with Real estate agents, lawyers, accountants, valuers, insurance and the big one, the mortgage! Michael can help by arranging pre-approved finance so you know how much you can spend. He will be there through the entire process from placing your offer, selecting a lender and the loan structure. He will negotiate a sharp interest rate and legal fee contribution.
NEXT HOME PURCHASE
Have you outgrown your house, or have your circumstances changed? Whether you are upsizing or downsizing, Michael can assist you in arranging the finance and loan structure that best suit your needs.
WANT TO BUY AN APARTMENT
Apartments can be more affordable than your typical home. Michael can assist you to arrange the finance to assist you to purchase an apartment and ensure that the process is done quickly and easily.
REVIEWING YOUR EXISTING HOME LOAN
Whether you choose to stay at your current bank, or have decided to move to another bank, Michael will ensure you get the best overall package every time.
REFIX REVIEW
Has your fixed rate mortgage expired? Are you paying too much interest by being on a floating rate? Michael will ensure you get the best overall package every time.
DEBT CONSOLIDATION
Do you have lots of debts at high interest rates? Michael can consolidate your debts by assisting you with a new loan to wrap all your existing debts together and pay them off at once at a lower interest rate so you can get out of debt faster. Debt consolidation can save money and simplify your life!
MORTGAGE INSURANCE
Now that you have secured a mortgage you need to take the steps to ensure that your home is protected even if life throws an unexpected curve ball like illness or death. Mortgage insurance ensures you and your family are able to stay in your home.
PROPERTY INVESTMENT
Michael has a wealth of knowledge in property investment and can assist you in your property investment purchase ensuring your loan structure is tax effective. Whether you are a first time investor or avid property investor we can get you sorted.