We prepare an income tax analysis for the year of retirement as well as for the year after retirement.We prepare an income tax analysis reflecting our investment recommendations for a full income tax period.We determine, together with the client, the following:
Total capital amount available e.g.: Pension / Provident Fund capital, gratuity, Leave in Arrears, existing investments, policies, annuities, etc.What the client's requires in respect of:Immediate capital expenditure: e.g. to redeem a bond, to purchase a vehicle, donations, overseas holidays, etc.Liquidity, Capital growth, Income , etc.