Korea Exchange Bank (the Bank) is is a Korea-based financial and banking service provider. The Bank's offerings are organized into four groups: personal banking, business banking, foreign exchange and credit card. Its personal banking services include Internet banking, deposit, investment, loan, private banking and expect a banking service better than you'd get at home (EXPAT) banking services. Its business banking services include Internet banking, deposit, investment, loan, electronic banking, international business and investment banking, and foreign investment services. Its foreign exchange services include foreign exchange rate, foreign exchange, trade and remittance services. Its credit card services include personal and corporate credit card services. It also engaged in the bancassurance business provides life and damage insurance products. As of December 31, 2011, the Bank had three affiliated companies.