Kwang Ju Bank is engaged in commercial banking activities in the area of Kwangju and the surrounding Cheonnam Province, as well as in the capital city of Seoul. The company's primary activities consist of loans for small and medium-sized enterprises, deposits in domestic and foreign currencies, including checking accounts, savings accounts, time deposits, installment deposits, and trust funds, portfolio management, foreign exchanges, and electronic banking services. In addition, the company is engaged in leasing.