Forty years ago, a small group of local businessmen in Pontotoc County established the First American Bank of Roff in order to meet the personal banking and business-banking needs of the citizens in Roff and surrounding areas. The mission of the bank, then and now, has been to serve its customers with personalized banking service, loans of various types, residential mortgages, small-business loans, and agricultural lending.
Looking beyond today, for another forty years and more, all of us can realize that OHB's success will continue for another forty years and more because we are surrounded by communities of hard working and responsible citizens. Add to these, all the good people who have worked together to bring OHB to where it is today. It is this coming together of friendly and capable staff with home-town folks in our communities that has made OHB's journey over these four decades so satisfying and interesting.