Terri Cagle is a licensed Loan Originator with Team Acopia, based in Alpharetta GA but serving areas surrounding. Bringing over 30 years of experience in finance and mortgage lending, including 14 years with Team Acopia. She specializes in helping first time homebuyers and guiding clients through down payment assistance programs and a wide range of mortgage solutions, including Conventional, FHA, VA, USDA, Jumbo, and Non QM loans. Through Lower Mortgage, Terri serves homebuyers across all counties in Georgia. Born and raised in Georgia, she lives in Jasper with her husband and family and is committed to making the mortgage process simple, educational, and customer focused.