Altonized Community Federal Credit Union offers a variety of different services. Courtesy Pay is now available for our members to use. This service allows those that qualify an extra bit of overdraft protection on your checks, ACH transactions and everyday Debit Card transactions (if you Opt-In for coverage on the debit card). Reg E requires that anyone wanting overdraft protection on the debit card transactions must sign an Opt-In form. We must have this form on file for the coverage to be in effect. If you have any questions, please contact the credit union.