Chartered in 1908, Union State Bank is a financial institution that offers a range of personal and business banking solutions for individual and corporate clients. It offers savings, checking and money market accounts, as well as certificates of deposit. The bank provides Visa debit and credit cards and safe-deposit boxes in a variety of sizes. It also offers various personal and commercial lines of credit, as well as 24-hour telephone and online banking services for commercial, residential and industrial clients. Union State Bank provides cash management and investment assistance services. It maintains a network of ATMs that offer clients access to online bill payments and funds transfer. The bank is a member of the Federal Deposit Insurance Corporation.