Dream House Lending - Alfonso Garza

About

Alfonso Garza is a bilingual (English/Spanish) Senior Loan Officer at Dream House Lending, licensed as NMLS #1708922 and CA DRE #2129195, serving Bakersfield, Kern County, and borrowers throughout California. He specializes in home purchase and refinance mortgages—including FHA, Conventional and VA loans—and enjoys helping first‑time homebuyers navigate down payment assistance programs. A Finance graduate of California State University, Bakersfield and former Division I student‑athlete, Alfonso brings discipline, structure and deep financial knowledge to each transaction. Licensed since 2018, he focuses on clear communication, thorough file preparation and guiding clients confidently from pre‑approval to closing.

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