Hi, I'm Richard C. Peacock II—Ricky for short. I'm the SVP of HSL powered by AnnieMac Home Mortgage and a proud University of Florida alum. My passion for lending and real estate has driven a career focused on growth, innovation, and community impact. Under my leadership, HSL has expanded across states and earned 'Best of the Best' honors. I've also been named the #1 USDA Loan Originator in the U.S. two years in a row. I'm a husband, father of two, animal lover, and advocate for education, veterans, and first responders. My motto? 'Make it a great day!