Fred is a 1st Vice President and Regional Residential Lending Sales Manager with over 25 years of residential lending experience. He has a Bachelors of Science degree. His lending expertise includes conventional, FHA, IHDA and other specialty lending programs. Fred has been involved in his communities as a youth sports coach, a PTA Officer for Addison School District 4 , an Addison High School PTO memberand has served on other local non-profit boards.