We are a full service real estate firm that handles all aspects of real estate law. We specialize in settlement services and real estate closings, including but not limited to, drafting legal documents, preparation of HUD, disbursements, discharge tracking, title examination, short sale approval, etc. Massachusetts is a state that requires all loans to be conducted by a Massachusetts attorney. All our attorneys here at Payne & Associates, P.C., receive training and continuing legal education, to ensure the highest level of competence in every transaction, whether it be purchases, REO, short sales, refinances, HELOC, 1031 exchanges, etc. We are endorsed by many real estate brokers and even provide lectures."