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PIP stands for personal injury protection or personal insurance protection. It is an add on line of insurance.
PIP will cover
- Medical expenses
- Lost wages
- Transportation to medical appointments
- Property repairs
- Service replacement of someone injured in a covered car accident
- Rehabilitation costs
- Funeral costs
Cheap Car Insurance New York recommends that you contact your agent to learn exactly what is covered under a PIP.
If you have PIP insurance you can get benefits even if the accident was your fault.