With over 18 years of experience in the mortgage business, I am here to assist you with all your lending needs. I will help you consider a whole range of factors regarding your lending needs whether you're purchasing your first home, a second home or refinancing. I will make every effort to simplify the lending process with step-by-step guidance from application to closing. I have learned that providing knowledgeable council, being customer focused, knowing my products, listening to my client's needs and ALWAYS asking what their expectations of me are critical to a SIMPLE process.