The advisor listed is an Ameriprise financial advisor in Chesterfield. Comments are not verified, may not be accurate and are not necessarily representative of the experiences of the advisor's clients. I work with affluent, hard-working professionals who value personalized financial planning. The financial planning process is thorough and intended to view each aspect of your financial life. The process entails reviewing each aspect individually as well as their interactions with one another. The process is designed to look at each client as though their personal finances were a business. Every successful business and thereby family must have the following: BALANCE SHEET - A summary of ones assets and liabilities. INCOME STATEMENT - A summary of one's income and expenses. RISK ASSESMENT SUMMARY - A review of potential hazards and the corresponding losses that may be incurred. INVESTMENT POLICY - An outline of one's investment objectives and goals as well as the strategies employed to meet said objectives and goals. SUCCESSION SUMMARY - An outline of one's desires should they become incapacitated or deceased................