Robert Spies (NMLS #115227) is a premier mortgage loan officer and local lending expert in Columbia, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Robert provides comprehensive home financing solutions with Embrace Home Loans. With a passion for helping borrowers achieve their goals, Robert Spies joins our team of skilled loan officers. He was previously a producing branch manager at Academy Mortgage, where he honed his skills as a loan originator. He was drawn to Embraceâs culture, our range of unique products, and great rates. Contact Robert today to explore your home loan options and get pre-approved!