James L. Gutting, Attorney-at-Law, offers advice and legal services to residents of the Corruna, MI and Flint, MI areas regarding Chapter 7 and Chapter 13 bankruptcy law. More than a million people turn to Chapter 7 each year to find relief from difficult financial circumstances. You need an experienced lawyer to help you determine if Chapter 7 bankruptcy is right for you. Different forms of bankruptcy could help depending on your unique situation. You may also want to ask an attorney about Chapter 13 bankruptcy which could help you catch up on mortgage payments and keep your home if you are facing foreclosure. Bankruptcy can provide powerful protections for those in need.