David Kline Lovett has been a licensed real estate agent since 1979, where he broke into the business with Coldwell Banker Real Estate shortly after graduation from Cal Poly Pomona with a Bachelors' Degree in Business Administration. He earned his real estate broker's license in 2005 to better serve his clients. Whether you're a first-time buyer or an experienced investor, you'll find useful information about how to choose the "right" property, making an offer, negotiating, financing, mortgage rates, moving, and everything involved in making an informed home buying decision in today's market.