I am proud to represent HealthMarkets Insurance Agency in your local area. I focus on the needs of small businesses and middle-income families in the areas of life, health, retirement and long-term care insurance . I can help people with their health/life insurance needs over the phone or personally meet with people to understand their needs and provide objective guidance and solutions. Please contact me today. Now a little bit about my family. I have been married to my beautiful and giving wife for 32 years and we have seven incredible children. We have adopted three boys from Northern CA and two little girls from China. My two older girls have been a huge help with the transition of the new children into our large and very active family.