Ryan earned his Bachelor’s degree from Arizona State University and his MBA from Grand Canyon University with an emphasis in Finance. Ryan has been in the mortgage industry since 2004. He is proud to have supported many first-time homebuyers, members of the armed services, and countless law enforcement personnel. Whether it is a refinance or a purchase loan, Mr. Perrenoud and the team at Cross Country Mortgage will guide you step-by-step through the process of obtaining your home loan. Ryan is proud to have earned many top producer and service awards and knows that his guidance and experience will make your home loan process much more manageable. You can rely on Ryan for the highest integrity and ingenuity for a mortgage loan that will be custom fit to meet your needs. NMLS: , Branch NMLS: Equal Housing Opportunity.