Built on a solid foundation of doing the right thing means we always put our clients’ best interests first. At Bell Bank Mortgage, here in Duluth, MN, we have a simple philosophy – we treat our customers how we would like to be treated. Your loan is not just another deal to us. It’s a dream of homeownership or the realization of a refinance. When you work with us, you’ll benefit from our highly competitive rates, wide variety of loan programs and reputation for exceptional service, integrity and on-time closings. Every step of your financing is handled in house, which means faster answers, fewer headaches and peace of mind. Bell Bank Mortgage, equal housing lender.