YouÄôve spent years building a life for your family, earning a living, and creating security. ItÄôs hard to think about a time when you wonÄôt be here to enjoy that life with them. But planning ahead for that day is one more gift you can give to your loved ones. By creating an estate plan, you ensure that your family knows your wishes and has the ability to carry them out. That assurance provides stability and peace of mind when they need it most.