Our specialty has been delivering insurance solutions for individuals, families and businesses throughout Northwest Florida. As a locally owned and operated insurance agency in the Florida Panhandle, Niceville Insurance Agency proudly serves the insurance needs of the entire State of Florida with our efforts concentrated in Okaloosa, Walton and Santa Rosa Counties ... including, but not limited to these Gulf Coast cities: Niceville, Crestview, DeFuniak Springs, Destin, Fort Walton Beach, Freeport, Mary Esther, Miramar Beach, Navarre, Santa Rosa Beach and Shalimar.