Welcome to American Portfolios Financial Services with Kenneth J. Harasym as your Financial Advisor. We are your business planning & retirement planning resource for Packaged Product Offerings, Advisory and Fee-Based Programs, Brokerage Services, Insurance Planning and Personal Services. Services and products include, but are not limited to, non-proprietary product selections from mutual funds, 529 agreements, fixed income security offerings, variable annuities, variable life products, Traditional, Universal, and Term Insurance programs, Fixed annuities, Long-term Health Care programs, Disability income and retirement, estate, and college planning.