James Mahieu is a Senior Mortgage Loan Officer with Northpointe Bank, proudly serving Fort Walton Beach, Destin, Panama City Beach, and Myrtle Beach while assisting borrowers in all 50 states. He specializes in first-time homebuyers, real estate investors, and self-employed borrowers, offering creative financing solutions including DSCR, Bank Statement, Asset Depletion, and Down Payment Assistance programs. James has extensive experience with VA, FHA, Conventional, USDA, and Portfolio loans, including financing for non-warrantable condos and condo-tels. Whether purchasing, refinancing, or growing an investment portfolio, he provides personalized mortgage solutions tailored to each client's goals.