Kathy Schultze - State Farm Insurance Agent Owner verified

About

MD-33374 - Our office strives to provide our customers with the most efficient and professional service in the Frederick, MD area. We take the time to complete a personalized comprehensive review of our customer's insurance needs. We want to be the first and preferred choice for all of our customers' Insurance and Financial Services needs in Frederick, MD. We focus on Auto, Home, Business and Life Insurance. We provide the best Insurance experience in Maryland. We are here to help life go right.

Images

Packing up for sunny days? Don’t forget to check in with our State Farm team in Frederick—we’re here to help with your insurance needs!

Today we celebrate Yatna’s birthday! She is dedicated to assisting customers with their insurance and is simply the best! Please join me in wishing her a fabulous birthday!

Happy Insurance Nerd Day! Today, we celebrate the dedication and expertise of all the insurance professionals who work tirelessly to support our communities.

Meet Joe, the newest member of our team! We’re thrilled to welcome this talented addition to our family! Joe brings not only his expertise in insurance, but also his warm smile and infections enthusiasm. A Hood College alimnus and golf player, Joe knows how to balance hard work and fun. When he’s not serving out clients, you can find him traveling and spending quality time with his lovely wife and adorable son. Please join us in giving how a warm welcome! We’re so glad to have him on board!

On National Dog Day, we honor the loyal companions who fill our lives with joy and love. Let’s take a moment to appreciate the tail wags, wet noses, and endless affection they give us. Here’s to our four-legged friends who make every day brighter!

Did you know a Personal Articles Policy with State Farm could insure sports equipment? Call our office today to learn more!

Kathy Schultze - State Farm Insurance Agent

Bundling your insurance policies isn’t just convenient—it can save you money and simplify your life.

September is Life Insurance Awareness Month—an ideal time to review your coverage and secure your loved ones. Whether you’re exploring options or updating your plan, reach out to learn more!

A disability can strike at any time, potentially draining your retirement savings if you’re unprepared. Disability insurance can help protect your nest egg, ensuring you don’t have to dip into your future to cover today’s expenses. Preserve your retirement plan by being prepared for the unexpected.

On this National Good Neighbor Day, we are deeply grateful for our wonderful community and the neighbors who bring warmth and togetherness to our lives. Your kindness, support, and camaraderie make our community a truly beautiful place to live.

National Preparedness Month is a reminder to be ready for the unexpected. Talk with our Frederick State Farm team about your insurance options and request a free quote today.

On this day, we recognize the importance of reducing the impact of disasters by encouraging preparedness and resilience. International Day for Disaster Risk Reduction promotes global cooperation and local strategies to safeguard lives, homes, and communities from natural and human-made hazards.

We hope everyone had a safe and fun Halloween!

On Veterans Day, our team extends heartfelt gratitude to all the brave men and women who have served our country. Your courage and dedication inspire us every day.

Score big this football season by calling our State Farm team for a free insurance quote!

Happy Thanksgiving! We are thankful for your loyalty to our office and we look forward to serving you for many more years to come!

Understanding different types of insurance: What do you really need? 🤔💭 Navigating the world of insurance can be overwhelming, but it’s essential to know the basics.

We with you a Merry Christmas from my team to you and your family. We hope you have a wonderful Christmas and a very happy new year!

Life is unpredictable and in light of everything happening around the country it's more important than ever to ensure you home is properly protected. Contact us today to review your current policy and see how we can help.

Resolution: Insure Your Goals for 2025 Whether it’s buying a home, traveling, or starting a family, insurance can help protect your plans.

Are You Covered for Medical Emergencies? Let’s review your health coverage today.

If your income stopped today, how long would your savings last? Here’s a rough estimate: $5,000 – About 1 month of expenses $10,000 – Around 2-3 months $25,000 – Only 6 months before running out Most people underestimate how fast money disappears when there’s no income. Protect yourself with the right financial safety net. Want to discuss your options? Let’s chat today!

A huge THANK YOU to our amazing customers for your support and trust. Your feedback helps us continue to provide top-notch service every day. We appreciate each and every one of you! ❤️ If you haven’t left us a review yet, we’d love to hear from you! Call us for a free insurance quote!

Do you need to talk through covering what matters most to you? Tell us about it! Call or visit your good neighbor in Frederick to review your insurance needs today.

Spring is a season of fresh starts—and our State Farm team in Frederick is here to help you stay prepared for all of them.

A special moment with Mom—grateful for her love, strength, and constant support behind the scenes.

As spring brings new beginnings and fresh starts, it's a reminder of the importance of planning ahead. We're here in Frederick to help you prepare for what matters most—today and for the days to come. Let’s talk life insurance this season.

The pool is calling, and so are we. Let our State Farm team in Frederick help you dive into summer with coverage that works for your lifestyle.

Backpacks are packed and schedules are set—let our State Farm team help you start the season with coverage that fits your lifestyle.

Frequently Asked Questions