Schedules
M-Th 8am-6pm, F-Su Closed
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About

Free professional guidance from your local Mortgage Broker since 1994. We offer a full line of mortgage loan programs for the purchase and refinance of residential real estate at the best possible interest rates for your specific situation. We are driven by the highest standards of integrity, professionalism, communication, and knowledgeable service. Let me be your go to answer guy for everything Real Estate and Mortgage Loans.

FREE PRE-APPROVAL and MORTGAGE PLANNING- OneRay.com/apply

Local office hours are posted for the branch office near CSUF in Fresno, CA. I am often available by appointment outside regular office hours via Telephone, Zoom, Google Meet, WhatsApp, and FaceBook Messenger. Schedule your time here: OneRay.com/appt

Some of our residential property specialties include:
🔥 FHA Solar + DPA/DAP Program
🔥 Cash-Out refinance HELOC, HELOAN, and Reverse 2nd mortgage loans.
🔥 Reverse Mortgage refinance and purchase Loans
🔥 DSCR, No Income, No Doc, 1099, Bank Statement, VOE, and all the Non-QM programs. (Min 15% downpayment)
🔥 Construction and Rehab financing.
🔥 Investor purchase, rehab, and fix-n-flip programs
🔥 40 year and interest only options.
🔥 Free in-person credit boost session.
🔥 Free, No Hassle, No Obligation, PreApproval and Mortgage Planning.
🔥 Free Consumer Resources. OneRay.com/fresno_resources.html
🔥 Free True Payment Calculator. OneRay.com/piti

Frequently Asked Questions
What associations does OneRay - Nexa Mortgage have?
Nationwide Multistate Licensing System, California Department of Financial Protection and Innovation.
When was OneRay - Nexa Mortgage founded?
OneRay - Nexa Mortgage was founded in 1994.
Which days is OneRay - Nexa Mortgage open?
Open on Monday, Tuesday, Wednesday, Thursday.
What languages does OneRay - Nexa Mortgage specialize in?
English, ASL Interpreter available by appointment..
What brands does OneRay - Nexa Mortgage work with?
Fannie Mae Conventional, Freddie Mac Conventional, FHA - HUD, VA - DVA, USDA - Rural Development, Non-QM - DSCR - Interest only - 40 year, Cal-HFA - MCC - Chenoa - GSFA - NHF - 100%.
What are OneRay - Nexa Mortgage main services?
Mortgage Broker, Refinance, Purchase, HELOC & 2nd Mortgages for cash-out, Reverse Mortgages - HECM, Credit Repair Advice.
Attention business owner!
Register your business now and enhance your global reach with iGlobal.
Start now!
Schedules
M-Th 8am-6pm, F-Su Closed
Attention business owner!
Register your business now and enhance your global reach with iGlobal.
Start now!
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