Getting rid of debt is hard, and it's even harder if your debts have high interest. As most of you know, mortgage debt and mortgage interest can be one of life's biggest financial hurdles. In the United States of America, most borrowers and homeowners apply for 15, 20, or 30-year conventional loans for their home buying needs. This is 15, 20, or 30 years of additional interest that most homeowners struggle to pay. Tra Het No was created as a smart strategy to pay off mortgages faster; you will work with a mortgage strategist to help save tens to hundreds of thousands of dollars and reduce years of the mortgage.