Thomas proudly serves clients in the Houston, TX area. Thomas has 9 years of experience as a Senior Home Lending Advisor II CPC and specializes in fixed-rate mortgages, adjustable-rate mortgages, vacation home financing, FHA and VA mortgages, condo and co-op lending, and first-time homebuyer programs. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Thomas is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Thomas can help you get a clear picture of what might work best for you. Thomas will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Thomas wants to ensure that you have a positive home lending experience.