Find the lowest rates with the maximum protection through DHK Insurance. Owned by industry veteran Nancy Kravochuck, who succeeded her father Philip in the business, this independent insurance agency has experts who shop from a variety of carriers to offer you the right-fit coverage for car insurance, homeowners insurance, condo insurance, renters insurance, life insurance, business insurance and pet insurance. As a full-service agency, we also help clients with their recreational insurance needs to cover things like boats, ATVs, RVs, campers and golf carts, in addition to bonding insurance for businesses like contractors or cleaning services.