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Melissa Lutes, Ruoff Mortgage
9100 Keystone Crossing Suite 750 Indianapolis, Indiana, 46240Last time updated: 3/16/26, 10:31 PM
About
Melissa Lutes is a Mortgage Loan Originator based in Bloomington, Indiana, helping homebuyers and homeowners across Indiana navigate the mortgage process with confidence. With 18 years of residential lending experience, Melissa specializes in VA home loans, FHA loans, conventional mortgages, and refinancing. She began her career in Anchorage, Alaska near several military bases, developing deep expertise in the VA loan program and a passion for serving veterans and active-duty military families. Known for clear communication, personalized guidance, and a community-focused approach, Melissa is committed to helping clients make confident home financing decisions.
Frequently Asked Questions
Which days is Melissa Lutes, Ruoff Mortgage open?
Open on Monday, Tuesday, Wednesday, Thursday, Friday, Saturday, Sunday.
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