Car Drivers in Cheap Car Insurance Kansas City MO tend to pay $370 more for auto insurance premium than the rest of the state ( Kansas ). Average car insurance in Kansas City can cost around $1,674 per year, while average car insurance rate for Kansas is $1,236. We recommend you can start with taking a quote from at least 5 car insurance companies in Kansas City before you decide to choose your provider. We can help you do all this with just one short call and 5 simple questions answered. All you need to do is enter your zip code and we will automatically transfer your call to the cheapest car insurance provider in your area. Call our local number 913-225-8634 now to get cheap car insurance in Kansas City MO.