With over 20 years of mortgage lending experience, I proudly serve homebuyers and homeowners in Kokomo, Howard County, Central Indiana, as well as clients in Ohio and Alabama. I’ve earned a 99.29% Customer Satisfaction (CSI) rating, reflecting my commitment to delivering an exceptional client experience. I specialize in Conventional, FHA, VA, and USDA loans for purchases and refinancing. Whether you’re a first-time buyer, relocating, upgrading, or refinancing, I provide personalized solutions tailored to your financial goals. My approach focuses on clear communication, honest guidance, and a smooth, stress-free process from application to closing.